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Opening a Bank Account
A Guide for Non-UK Interns or Students

Added 3 December 2004

Non-UK  citizens who have lived in the UK for less than three years can open a current account with a cash card with most British banks.  

What you will get:

  • Standard current account with a cash card.

What you will not get:

  • Student account

  • Debit card (e.g. Switch / Maestro)

  • Credit card

  • Overdraft

  • Loan facilities

In order to open an account, the applicant should go to their local bank and take as many of the following items of identification that they possess:

  • UK Driving Licence (photocard or full paper only)

  • Full Passport

  • EU National Identity Card (issued by the European Community Countries)

  • Proof of address, e.g. utility bill no more than three months old

Some banks will also require a letter from the applicant's UK college or employer confirming that they are employed by them (or a student with them) and giving the duration of the employment / course.  It would be a good idea to ask your college or employer to supply you with such a reference in advance, rather than waiting for the bank to ask for it.

KL/December 2004

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